Our Adaptive Process to Holistic Wealth Management 

We believe in order to guide our families to financial freedom, we must have a disciplined process that is effective and repeatable.  We apply our disciplined process to every family we serve and as Fiduciaries we take immense pride in what we do.  Which is why we believe in doing what is unique and different from the majority, in order to achieve the desired results our families are looking for.  The majority of financial advisors focus on your investments first, attempting to figure out the "perfect" mix of stocks/bonds that you should have based on your risk tolerance and financials goals.    While we don't disagree with that approach, we believe looking at your investments should be the last thing we focus on.  How can your advisor make investment recommendations that are in your best interest if they don't first understand the other critical elements that complete your financial picture?  Your Estate, Tax, Risk and Income situations.  

WHY we are DIFFERENT and WHY we focus on your investments LAST

<br data-mce-bogus="1"><br data-mce-bogus="1">Start with your Estate, not your investments.

Start with your Estate, not your investments.

Most people think your Estate is what you focus on later in life.  We feel quite differently about this.  We start our process by reviewing your estate as being those important individuals in your life that impact your finances now and potentially in the future.  Your spouse, children, grandchildren, aging parents, ex-spouse, stepchildren.  Think of your Estate and as your purpose, your financial why. 

<br data-mce-bogus="1"><br data-mce-bogus="1">What is your Current and Future Tax situation?

What is your Current and Future Tax situation?

Do you have a tax issue?  High income tax bills every year?  What does your potential income tax liability look like in the future?  how are you currently tackling your tax situation?

<br data-mce-bogus="1"><br data-mce-bogus="1">Do you have Sufficient Risk Coverage?

Do you have Sufficient Risk Coverage?

You can't predict when an a perilous situation will enter your life.  That's why having sufficient insurance coverage to protect you and your loved ones from financial uncertainty is critical.  This can help minimize and prevent financial stress on other areas of your financial life.

<br data-mce-bogus="1"><br data-mce-bogus="1">Do you have an Income Gap today?&#160; How about Tomorrow?

Do you have an Income Gap today?  How about Tomorrow?

Do you have sufficient income to cover your expenses today?  What does your income look like in the future?  What will it look like in Retirement?  Do you have a potential income gap problem?

<br data-mce-bogus="1"><br data-mce-bogus="1">Last we focus on your Investments.

Last we focus on your Investments.

By having a full understanding of your financial picture, we can then make recommendations that address all areas of your financial life.  Each area should not be treated as an individual case but as a whole, as each area impacts the others.

Does your current advisor look at your life Holistically like we do?  Are you on Target to live the life you want to live?  Get a second opinion.

Take advantage of our complimentary Target-Map analysis.  It never hurts to get a second expert opinion.

I want my Complimentary Target-Map Analysis